Friday, February 23, 2024

In financial planning, the accuracy of beneficiary designations for life insurance and Individual Retirement Accounts (IRAs) is often underestimated, yet it holds immense importance. Life insurance policies and IRAs bypass probate and...

Wednesday, July 5, 2023

I’m a Baby Boomer and currently enjoying Medicare and Social Security, both of which are funded by taxes. The seniors’ need for stability in these programs and indeed, increases, means the government will need more tax...

Friday, September 23, 2022

One of my younger retirement plan participants emailed and commented she wanted to switch her portfolio to a less aggressive fund because “ appears the stock market doesn’t seem to be getting any better...

Tuesday, June 14, 2022

The dollars in your retirement account today, are the most powerful of all the dollars that will ever be in your account.

Thursday, January 13, 2022

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Wednesday, January 12, 2022

Many people believe that they must live frugally to build an inheritance for their loved ones.  They deprive themselves of indulgences, such as travel and hobbies, even doing without...

Wednesday, January 12, 2022

I am wearing a mask, doing my part in blunting the attack of the coronavirus, writing the words in this essay that I had expected to be saying at a party. It was almost to the day, 50 years ago, that I entered the insurance business.